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10 chapters, plus checklists and sources you can print.
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- The cover and what's inside
- Start here: why Pinellas is different from the rest of Florida
- The market at a glance, July 2026
- How to tell which of the 24 jurisdictions an address is in
- Local offices and tools, with phone numbers
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One-time purchase. A PDF you can read on any device and print. No subscription.
- 10 chapters on Pinellas County: risk maps, programs, taxes and offices
- Local checklists and phone numbers
- Checked October 2026
- The state guide for the statewide rules
- The Pinellas County guide for the local details
- Designed to be read together
What's inside
10 chapters, plus checklists you can print.
- 1Pinellas at a glanceThe four parts of the county, every city's population and tax rate, and daily-life details.
- 2Flood zones vs. evacuation zones in PinellasThe two risk maps, what storm surge does in each zone, and the 49% rule.
- 3What to look out for in PinellasLocal red flags, including homes repaired or flipped after Helene and Milton.
- 4Inspections for Pinellas homesWhich inspections to add for the county's age, water and storm history.
- 5Every down payment program in PinellasCounty, HFA, city, state and recovery programs, with their status as of October 2026.
- 6What your tax bill will really beHow a Pinellas tax bill is built, why it resets when a home sells, and a worked example.
- 7Insurance and closing in PinellasWhere the county's age, coastline and 2024 storms show up most.
- 8Your first 90 days in PinellasFiling for homestead and what to do after you get the keys.
- 9Pinellas checklistsPrintable checklists, starting before you make an offer.
- 10Sources and notesEvery source, checked October 2026.
A few numbers from the guide
Dated and sourced. Everything is checked as of October 2026.
Part of the Florida guides
Read the statewide rules alongside the local details.
Common questions
Who is this guide for?
People buying a home to live in in Pinellas County, especially first-time buyers. It covers what is specific to Pinellas: local risk maps, programs, taxes and offices.
How current is it?
Information is current as of October 2026. Program funding, income limits, insurance rules and tax rates change, so every figure in the guide is dated and sourced. Confirm anything you rely on with the agency or your lender.
Do I need the Florida state guide too?
This guide is designed to sit alongside the Florida state guide, which explains the statewide topics in depth: loans, inspections, contracts, insurance law, condo rules and homestead. Buying both as a bundle costs $37.99 instead of $44.98.
What do I get with the free preview?
3 pages of the real guide, as a PDF. It includes: The cover and what's inside; Start here: why Pinellas is different from the rest of Florida; The market at a glance, July 2026; How to tell which of the 24 jurisdictions an address is in; Local offices and tools, with phone numbers. You'll give us an email address and answer one question about where you are in the process.
How is the full guide delivered?
As a PDF you can read on any device and print. Checkout isn't open yet. The free preview is available now.
Can I get a refund?
All guide sales are final. Because the file is available for download immediately after purchase, we don't offer refunds for change of mind or content preference. If your file is corrupted, blank, or unreadable, email hello@trysteadwell.app within 48 hours of purchase and we'll send a working replacement.
Was this guide written by AI?
Steadwell's buyer guides are researched and written with AI assistance and reviewed for accuracy before publication. They are general information, not legal, tax, insurance, financial or real estate advice. Laws, programs and prices change, so confirm details with the responsible agency and licensed professionals before you act.
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