Skip to main content
Free home forecast

What will your home need in the next 5 years?

Slide each system to its age and watch the bill take shape, year by year.

FreeNo account neededAbout a minute

An example older home

Slide each one to match yours. The tick marks its typical life, and past it means overdue.

Roof
22 years
About 3 years leftTypical life 25 years
Heating and cooling system
17 years
About 3 years leftTypical life 20 years
Water heater
11 years
About 1 year leftTypical life 12 years
Refrigerator
12 years
Past its typical lifeTypical life 12 years
Range or oven
11 years
About 1 year leftTypical life 12 years
Dishwasher
9 years
About 3 years leftTypical life 12 years
Washing machine
10 years
About 2 years leftTypical life 12 years
Dryer
10 years
About 2 years leftTypical life 12 years

Your 5-year forecast

Example home. Move a slider to make it yours.
Estimated replacements through 2030
$31,700
Estimated total $31,700

Your biggest bill is the roof, around 2029 ($16,000). 1 item is already past its typical life.

Setting aside $528 a month would cover it.
$900
$2.1k
$1.8k
$26.9k
$0
Create a free account
Free to start. No credit card required.

What is due, and when

Replacements placed in the year each item is likely to reach the end of its typical life.

2026This year
$900
Refrigerator $900
Past its typical life
2027
$2,100
Water heater $1,200
Range or oven $900
2028
$1,800
Washing machine $900
Dryer $900
2029
$26,900
Roof $16,000
Heating and cooling system $10,000
Dishwasher $900
2030
$0
Nothing expected

Make each one last longer

Typical lifespans and the planning costs this forecast uses, with one habit that helps each item last.

Roof

Typically lasts about 25 years · planning cost $16,000

Check for curled, cracked or missing shingles after storms, and keep gutters clear so water drains away from the edge.

Roof lifespan guide

Heating and cooling system

Typically lasts about 20 years · planning cost $10,000

Change the filter on schedule and book a tune-up each year before the busy season.

HVAC maintenance schedule

Water heater

Typically lasts about 12 years · planning cost $1,200

Flush the tank once a year and test the pressure relief valve. A puddle at the base means it is time to plan.

How to find its age

Refrigerator

Typically lasts about 12 years · planning cost $900

Vacuum the condenser coils twice a year and check that the door seals close tightly.

Find the age from the serial number

Range or oven

Typically lasts about 12 years · planning cost $900

Keep burners and vents clean and check that the oven door gasket seals all the way around.

Find the age from the serial number

Dishwasher

Typically lasts about 12 years · planning cost $900

Clean the filter monthly and run a cleaning cycle now and then to clear buildup.

Find the age from the serial number

Washing machine

Typically lasts about 12 years · planning cost $900

Inspect the supply hoses for bulges or cracks, and leave the door open between loads so it dries out.

Find the age from the serial number

Dryer

Typically lasts about 12 years · planning cost $900

Clean the lint trap every load and the vent duct every year. It prevents fires and keeps drying times short.

Find the age from the serial number

Common questions

How does the home forecast work?
Each item gets a typical lifespan: 25 years for a roof, 20 for a heating and cooling system, and 12 for a water heater, refrigerator, range, dishwasher, washer or dryer. We subtract the age you set to estimate how many years are left, then place the item in the year it is likely to need replacing. Anything due within five years is counted.
What replacement costs does it use?
Round planning figures: $16,000 for a roof, $10,000 for a heating and cooling system, $1,200 for a water heater and $900 for each major appliance. They are a starting point for a savings plan, not a quote. Size, brand, region and local labor all move the real price.
Do I need an account, and is my information saved?
No account is needed and the tool is free. Your answers stay in your browser on this device and are not sent to Steadwell. If you create an account later, you can choose to add these items to it.
Can I share my forecast?
Yes. The Share button gives you a link that rebuilds your results for whoever opens it. The link holds only the ages you chose, nothing about you.
How accurate is it?
It is a budgeting guide built on typical lifespans. A well-maintained system can outlast the average and a neglected one can fail early, and climate and usage matter too. For a real answer on a roof, a heating and cooling system or a water heater, ask a licensed pro to inspect it.
What does a Steadwell account add?
A free account tracks the actual items in your home with their warranties, recall alerts and maintenance reminders. On Plus and Pro, the 5-year cost forecast is built from the items you save, and a photo-based condition assessment can replace the age-only guess with what the item actually looks like.

Last updated October 2026.

Know what's coming before it arrives.

Create a free account and keep every system, appliance and warranty in one place, with reminders before things wear out.

Start for free →
Free to start · No credit card required
Steadwell
Home replacement forecast, prepared October 22, 2026

What your home may need in the next 5 years

This is an example home. Enter your own at trysteadwell.app/home-replacement-forecast.

Estimated replacements through 2030
$31,700

Your biggest bill is the roof, around 2029 ($16,000). Setting aside about $528 a month would cover it.

Your items

ItemAgeTypical lifeStatusExpectedPlanning cost
Roof22 years25 yearsAbout 3 years left2029$16,000
Heating and cooling system17 years20 yearsAbout 3 years left2029$10,000
Water heater11 years12 yearsLess than a year left2027$1,200
Refrigerator12 years12 yearsPast its typical lifeNow$900
Range or oven11 years12 yearsLess than a year left2027$900
Dishwasher9 years12 yearsAbout 3 years left2029$900
Washing machine10 years12 yearsAbout 2 years left2028$900
Dryer10 years12 yearsAbout 2 years left2028$900

Year by year

YearReplacementsTotal
2026Refrigerator$900
2027Water heater, Range or oven$2,100
2028Washing machine, Dryer$1,800
2029Roof, Heating and cooling system, Dishwasher$26,900
2030Nothing expected$0

Estimates use typical lifespans and round planning costs, not quotes. Real prices depend on size, brand, region and local labor, and a well-maintained system can outlast the average. For a firm answer, ask a licensed pro to inspect it.

Track these items for free at trysteadwell.app